Education. Experience. Integrity. These are the qualities that you should look for in seeking financial advice or investment management. Whether you are just starting down your financial journey, in your peak earning years, or in retirement, Prosper Financial will help you take the right steps for your financial future. Why trust Propser Financial? Prosper Financial is owned and operated by an attorney, Richard G. Pearce, Jr., who is passionate about personal finance and investing. Mr. Pearce created Prosper Financial out of a desire to share his passion for finance and investing free from the biases and conflicts of interest that plague the financial industry. For these reasons, Prosper Financial does not sell insurance or other products and only charges flat fees, so you can be comfortable that our advice is based only on what is in your best interest. Contact us, and you will see why Prosper Financial is the right choice to help you reach your goals.
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This article is part of a new series in which I explain aspects of personal finance and investing that I believe are the most important for you to understand. The title is based on a book by Howard Marks, who is Chairman of Oaktree Capital Management, and I will borrow a couple of topics from him. I will try to keep these articles short and sweet. For February, I want to write about market cycles. One of the most basic rules of both economics and finance is that asset class values…More