Education. Experience. Integrity. These are the qualities that you should look for in seeking financial advice or investment management. Whether you are just starting down your financial journey, in your peak earning years, or in retirement, Prosper Financial will help you take the right steps for your financial future. Why trust Propser Financial? Prosper Financial is owned and operated by an attorney, Richard G. Pearce, Jr., who is passionate about personal finance and investing. Mr. Pearce created Prosper Financial out of a desire to share his passion for finance and investing free from the biases and conflicts of interest that plague the financial industry. For these reasons, Prosper Financial does not sell insurance or other products and only charges flat fees, so you can be comfortable that our advice is based only on what is in your best interest. Contact us, and you will see why Prosper Financial is the right choice to help you reach your goals.
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Happy New Year! As I conduct end/beginning of year meetings with clients, one of the most frequent topics has been IRA and Roth IRA contributions. I want to take this opportunity to summarize the IRA rules so we can have them readily available going forward. Let’s start with some of the basics. There are two types of IRAs, Traditional and Roth. Traditional IRA contributions are generally tax-deductible, and they grow tax free, but when you pull the money out of the account,…More